GOVT SCHEME

PM Vishwakarma: training, toolkit and loans for artisans

By AiCoN | 6 October 2026 | 6 min read

PM Vishwakarma is a central scheme for artisans and craftspeople who work with their hands and tools. It offers skill training, a toolkit incentive and collateral-free loans. Registration is free.

What is PM Vishwakarma?

PM Vishwakarma is a central sector scheme launched on 17 September 2023 to give end-to-end support to artisans and craftspeople in 18 trades. These include carpenter, boat maker, blacksmith, goldsmith, potter, cobbler, mason, basket, mat, broom maker and coir weaver, doll and toy maker, barber and garland maker. The portal lists all 18 trades.

Benefits, per PIB

Recognition: a PM Vishwakarma certificate and ID card.
Skill training: basic training of 5 to 7 days and advanced training of 15 days or more, with a stipend of Rs 500 per day.
Toolkit incentive: up to Rs 15,000 as e-vouchers at the start of basic training.
Credit support: collateral-free loans up to Rs 3 lakh in two tranches, Rs 1 lakh (18 months) and Rs 2 lakh (30 months), at a concessional interest rate fixed at 5%.

The portal also mentions digital transaction incentives. The first loan tranche needs completed skill assessment and basic training.

Who is eligible?

Works with hands and tools in one of the 18 family-based traditional trades.
Self-employed or in the unorganised sector.
At least 18 years old on the date of registration.
No loan from a similar central or state self-employment credit scheme in the past 5 years.
Only one member per family (husband, wife and unmarried children).
Not in government service, nor a family member in government service.

How to register, step by step

Check that your trade is on the list of 18 and that you meet the conditions above.
Keep Aadhaar and your mobile number ready.
Go to your nearest Common Service Centre (CSC). PIB says CSC agents register artisans using Aadhaar biometric authentication on the portal.
After enrolment there is a three-step verification, which starts with checks at the local level.
After verification you get the certificate and ID card, then training and the toolkit incentive.
Apply for the loan after completing assessment and basic training.

Registration	Free. Do not pay agents.
Loan	Up to Rs 3 lakh at 5%. It is a loan, not a grant.
Toolkit	Up to Rs 15,000 as e-vouchers, used at designated centres.

Check before you share documentsUse only pmvishwakarma.gov.in or a CSC. No one can guarantee approval, and registration has no fee.

AiCoN checkWe read the portal home page, the 2023 PIB release and the PIB 2025 eligibility note. We did not register. Loan approval depends on the lending bank.

PM Vishwakarma portal How to avail the Scheme Benefits page with Artisan and GP/ULB options — The official portal's How to Register page (pmvishwakarma.gov.in > Quick Link > How to Register): the Artisan option links to the official application-sourcing procedure. Screenshot of the official portal, captured 24 October 2026 (desktop view; page header with the national emblem cropped out). Tap or click the image to open it full size.

Video guides

We searched YouTube on 19 October 2026 for a step-by-step PM Vishwakarma registration video in English and in Malayalam using the current portal. We could not verify one that is current and accurate, so we are not linking any rather than risk outdated or unrelated instructions.

iv>

What changed since the short post?

This expanded guide separates training and toolkit support from repayable loans. Official guidance confirms the 18 trades, one-member-per-family rule and verification through a CSC.

Frequently asked questions

Can two people in one family apply?

No. The benefit is restricted to one member of the family.

Is there a stipend during training?

Yes, Rs 500 per day, per PIB.

Can a goldsmith or barber apply?

Yes, both are among the 18 trades on the portal.

Sources: PM Vishwakarma portal, PIB: PM Vishwakarma scheme details, PIB: eligibility explainer. Checked 6 October 2026; portal re-checked 19 October 2026.